OverviewWhen you use a point system, different family tiers get different budgets. Closer family gets more "purchasing power." Maybe you're setting up allocations for the first time, or you're explaining why a grandchild has fewer points than a child.The 10x MultiplierA common approach: children get the most (e.g., 10,000 points), lineal descendants (nieces, nephews) get …
Overview
When you use a point system, different family tiers get different budgets. Closer family gets more “purchasing power.” Maybe you’re setting up allocations for the first time, or you’re explaining why a grandchild has fewer points than a child.
The 10x Multiplier
A common approach: children get the most (e.g., 10,000 points), lineal descendants (nieces, nephews) get 10% of that (1,000), and others (friends, caregivers) get 1% (100). Admins typically get the full child allocation since they’re usually primary beneficiaries too.
Why It Matters
It reflects relationship closeness and legal inheritance norms. Primary beneficiaries get first crack at meaningful items; extended family and friends still participate but on a smaller scale. Adjust the numbers to match your family’s situation.
Strategic Bidding
Your allocation is your total budget. Once you’re out of points, you’re done bidding. Encourage members to use the Like feature and plan ahead—strategic bidding beats impulse spending.